Monterey Homes with Lake Waterfront

Monterey Homes with Lake Waterfront

Welcome to Monterey, a picturesque community nestled in the heart of Naples, Florida, within the stunning Collier County. Known for its serene ambiance and lush landscapes, Monterey offers an exceptional lifestyle that combines luxury with natural beauty. This charming neighborhood is perfect for families, retirees, and anyone seeking a tranquil escape while still being close to the vibrant life of Naples.

One of the standout features of Monterey is its breathtaking lakefront homes. Imagine waking up each morning to the gentle sounds of water lapping against the shore and the sight of shimmering reflections dancing across your backyard. These exquisite properties provide not just a home, but a lifestyle—offering a perfect blend of comfort and elegance. Many of the homes feature spacious layouts, modern amenities, and beautiful outdoor spaces that invite you to unwind and soak in the stunning surroundings.

Residents of Monterey enjoy access to a variety of community amenities, including well-maintained parks, walking trails, and social spaces that foster a sense of community. The location is ideal, with easy access to Naples' renowned shopping, dining, and pristine beaches, making it a perfect spot for those who appreciate both relaxation and recreation.

Whether you are looking for a family home, a seasonal retreat, or an investment opportunity, Monterey’s lakefront properties offer a unique chance to embrace the best of Florida living. Discover your dream home in Monterey, where every day feels like a vacation!

Newest Monterey Homes with Lake Waterfront

$359,000
3 Beds ⋅ 3 Baths ⋅ 2026023709 MLS
Welcome to Laguna Lakes where resort style living meets family friendly community atmosphere in a prime South Fort Myers Location! This lakefront home is a great Investment Opportunity! Whether you are an investor searching for immediate cash flow, a healthcare worker wanting to live close to HealthPark, or a family looking for a home in one of Fort Myers most desirable gated communities — this property checks every box. Perfectly positioned on a scenic lake lot inside the highly sought-after community of Laguna Lakes, this 3-bedroom, 2.5-bath home offers approximately 1,820 square feet of living space, stunning water views, and exceptional potential. This home features • New roof (2022) • Month-to-month tenant in place with immediate income potential • Excellent opportunity to personalize or update interior to your personal taste over time • Prime location close to beaches, hospitals, shopping, dining, and entertainment • Zoned for desirable schools The home has been well maintained and offers a functional two-story floor plan with spacious living and dining areas, an open kitchen, abundant natural light, and all bedrooms privately located upstairs. The rear lanai overlooks wide lake views and provides a peaceful outdoor setting surrounded by mature tropical landscaping. Residents of Laguna Lakes enjoy resort-style amenities including a heated pool and spa, fitness center, clubhouse, tennis and pickleball courts, sand volleyball, playground, and walking paths throughout the community. Conveniently located just minutes from HealthPark Medical Center, Golisano Children’s Hospital, Fort Myers Beach, Sanibel Island, restaurants, shopping, and more. Whether you are searching for a primary residence, seasonal home, or investment property with built-in income potential, this is a rare opportunity to purchase a lakefront home in one of South Fort Myers’ most desirable locations at an attractive price point. Schedule your private showing today.

8830 Spring Mountain Way, Fort Myers
$2,695,000
4 Beds ⋅ 3 Baths ⋅ 226017758 MLS
This sparkling Monterey gem is perched upon one of the desired lakefront lots within the community. This impeccably renovated residence offers a rare blend of privacy, panoramic water views and refined design. On a quiet cul-de-sac street with desirable southwestern exposure, the home is bathed in natural light throughout the day and delivers breathtaking sunset vistas each evening. Designed for the discerning buyer seeking a move-in-ready luxury home in Naples, this residence features a spacious great room layout complemented by climate-controlled three-car garage, full-house generator and three beautifully appointed full baths. The chef’s kitchen has been thoughtfully reimagined with premium finishes and appliances, including striking 4-inch quartzite counters, exquisite marble honed mosaic tile, large center island, a Sub-Zero refrigerator, built-in wine cooler and two beverage cooler drawers, Induction cooktop, and double wall ovens. Custom lighting and sparkling porcelain tile flooring elevate the home’s modern, cohesive feel. The primary suite is a private retreat, offering lanai access through elegant French doors, a generous walk-in closet, and a spa-inspired bath featuring a large walk-in shower, designer quartz surfaces and a luxury integrated bidet system with heated seating. The expansive lanai has been upgraded with natural stone pavers and a panoramic picture-frame screen enclosure, creating an uninterrupted connection to the tranquil lake beyond. Full hurricane protection, including Storm Smart Kevlar screens on the lanai, hurricane rated garage doors and a 1,000-gallon buried propane tank supporting the whole-home generator, provides peace of mind year-round. Recent upgrades include a 2017 roof, dual HVAC systems (2022), water heater (2024), and generator (2018), ensuring modern efficiency and reliability. Residents of Monterey enjoy a premier lifestyle just minutes, less than three miles, from the white sand beaches of Naples, as well as upscale dining and shopping at Mercato and Waterside Shops. Community amenities include a 24-hour guard-gated entrance, renovated clubhouse, state-of-the-art fitness center, heated lap pool, Har-Tru tennis courts with professional instruction, pickleball and more. The fabulous location, combined with a full amenity package and lower HOA fees, ensures Monterey stays one of the desirable communities in all of Naples. Within an A-rated school district and near top private institutions, this property represents an exceptional opportunity to own a renovated luxury lakefront home in Naples with modern upgrades, resort-style amenities and premier location.

8037 Vera Cruz Way, Naples
$2,790,000
4 Beds ⋅ 4 Baths ⋅ 226017683 MLS
Welcome to your retreat in Monterey. Ideally situated on a quiet cul-de-sac within this guard gated community, this beautifully updated home offers serene lake views throughout and western exposure for stunning sunsets. The open-concept floor plan features sun-filled interiors, high ceilings, and wide plank Provenza wood flooring. The updated kitchen and spacious living areas flow seamlessly to the covered lanai, creating the perfect indoor-outdoor setting for entertaining. The luxurious primary suite, updated bathrooms, and custom layout offer both comfort and functionality. Step outside to your private oasis with a saltwater pool, outdoor pool bath, new landscaping, and landscape lighting—all overlooking peaceful lake views. Recent upgrades include whole-house repipe (2025), PGT impact windows with UV protection, Culligan water softener and reverse osmosis system, new interior paint (2026), plus roof and AC (2018). Residents enjoy exceptional community amenities including a clubhouse with library and fitness center, pickleball, tennis and basketball courts, a resort-style pool with cabanas, playground, and a vibrant social calendar featuring events like Bunco, Trivia Night, Bingo, and holiday gatherings. Ideally located just minutes from Mercato, Waterside Shops, pristine Gulf beaches (approximately 2 miles), and some of Naples’ best dining, shopping, boating, and fishing—this home truly offers the best of the Naples lifestyle. Zoned for highly rated schools, it combines luxury, location, and lifestyle in one exceptional offering.

7657 Ponte Verde Way, Naples
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