Cape Coral Homes with Navigable Water Waterfront

Cape Coral Homes with Navigable Water Waterfront

Welcome to Cape Coral, Florida—a vibrant coastal city nestled in Lee County, renowned for its stunning waterfront properties and unmatched outdoor lifestyle. With over 400 miles of navigable waterways, Cape Coral is a boater's paradise, offering direct access to the Gulf of Mexico and an array of aquatic adventures right from your backyard.

Imagine waking up each morning to breathtaking views of the water, where the gentle sounds of lapping waves set the tone for a tranquil day. The homes in Cape Coral with navigable water offer not just a residence, but a lifestyle filled with sunshine, relaxation, and endless recreational opportunities. Whether you’re an avid fisherman, a sailing enthusiast, or simply love the idea of stepping out onto your dock to enjoy the sunset, these waterfront properties cater to your every desire.

The real estate market in Cape Coral is thriving, boasting a diverse selection of homes ranging from charming single-family residences to luxurious estates. Many of these homes feature private docks, swimming pools, and expansive outdoor living spaces, perfect for entertaining friends or simply soaking in the serene surroundings.

In addition to its stunning homes, Cape Coral is rich in amenities, including parks, shopping centers, and dining options that cater to every palate. The community is known for its family-friendly atmosphere and active lifestyle, making it an ideal place to call home.

Discover the beauty and allure of Cape Coral, where your dream waterfront home awaits. Embrace the Floridian lifestyle and let the waters of Cape Coral be your gateway to adventure!

Newest Cape Coral Homes with Navigable Water Waterfront

$625,000
3 Beds ⋅ 2 Baths ⋅ 2026039880 MLS
Just Listed! Renovated, move-in ready waterfront beauty with Gulf access, a private dock & sparkling pool! This welcoming 3-bedroom, 2-bath home with 1-car garage is being sold fully furnished and features an updated kitchen & bathrooms, plus a newer 2023 roof. Enjoy the ultimate South Florida lifestyle right from your backyard. Catch colorful sunsets by the pool, fish at sunrise, launch the boat for a day on the water, or simply relax and take in the peaceful waterfront views. Looking for an investment? This property also offers a turn key short-term rental option making it ideal as a primary residence, vacation escape, or income-producing getaway. Stylish, turnkey & ready to enjoy from day one, just bring your suitcase and start living the waterfront lifestyle! Easy to show, reach out today!

4614 SE 1st Place, Cape Coral
$324,999
2026039647 MLS
RARE FIND in one of Northwest Cape Coral’s most desirable up-and-coming waterfront areas! This oversized TRIPLE LOT offers Gulf access, beautiful intersecting canal views, and a SEAWALL already in place, saving you time and expense when it comes time to build. Situated on a wider canal and surrounded by impressive million-dollar homes, this property provides the perfect setting to design and build your dream Florida residence. Enjoy expansive waterfront views, extra space for a larger home, pool, and outdoor living area, plus convenient boating access for quick trips out on the water. With new construction and luxury homes continuing to transform Northwest Cape Coral, opportunities like this are becoming increasingly difficult to find. Secure your piece of Southwest Florida waterfront and start planning the home you’ve always envisioned!

3317 NW 18th Terrace, Cape Coral
$2,750,000
4 Beds ⋅ 5 Baths ⋅ 2026039469 MLS
Welcome to your direct Gulf-access paradise, where expansive intersecting canal views and exceptional custom craftsmanship create the ultimate waterfront lifestyle. Built in 2024, this stunning custom residence is positioned along one of Cape Coral’s largest canals, offering a short boat ride to the Gulf of Mexico, waterfront restaurants and area beaches. The thoughtfully designed floor plan features four bedrooms, a private office and five baths. At the heart of the home is a chef’s kitchen with two oversized islands measuring approximately 9 and 10 feet, quartz countertops and high-end stainless steel appliances. Exceptional entertaining amenities include two ice makers, two full-size refrigerators and a 6-foot wine refrigerator. The spectacular indoor-outdoor living space features a linear electric fireplace and dramatic 90-degree sliding glass doors that open seamlessly to the covered lanai and pool area. Outside, enjoy a private resort-style oasis with southeastern exposure, all-day sunshine, a saltwater pool and spa and a fully equipped outdoor kitchen. Designed for luxury and peace of mind, the home features impact-resistant windows and doors throughout, along with electric shutters protecting the lanai. A spacious three-car garage provides ample room for vehicles, toys and storage, while the expansive waterfront dock includes a 24,000-pound boat lift. From its exceptional waterfront setting to its extensive luxury features and thoughtful design, no expense has been spared in creating this extraordinary Cape Coral waterfront retreat.

5025 Sorrento Court, Cape Coral
$749,000
3 Beds ⋅ 3 Baths ⋅ 2026038481 MLS
Welcome to piece of Southwest Florida Paradise! Live the gulf-access lifestyle you’ve been dreaming of! This immaculate 3-bedroom, 3-bathroom residence with a spacious den offers an exceptional combination of elegance, comfort, and effortless waterfront living—all nestled along a peaceful canal in the desirable Southwest Cape Coral neighborhood of Pelican. From the moment you step inside, you’ll be captivated by the bright, open-concept design, soaring ceilings, and thoughtful updates throughout. The split-bedroom floorplan provides privacy and flexibility and can be used as a 2-master-suite layout, be it for you or as a vacation home to be rented. The inviting living and dining areas create the perfect setting for relaxing evenings or entertaining guests. At the heart of the home, the beautifully appointed kitchen is ready to inspire your inner chef, featuring granite countertops, stainless steel appliances, a gas cooktop, and a convenient breakfast bar that flows seamlessly into the main living spaces. Need a little extra flexibility? The spacious den can easily become a home office, private fitness or hobby room, or a comfortable guest retreat—whatever best fits your Florida lifestyle. The home is also equipped with a generator hookup. Step outside and discover your own private backyard oasis. Enjoy refreshing swims in the large, screened-in heated pool with a waterfall and 2 small fountains, unwind beneath the expansive lanai and hang out by the LED fireplace, or gather around the area by the seawall overlooking the tranquil canal. Whether you’re savoring your morning coffee, entertaining friends, or watching the Southwest Florida sunset, this is outdoor living at its finest. Additional highlights include a third full bathroom with convenient pool access, spacious laundry room, and generous oversized 2-car garage—providing the functionality and storage you need for everyday Florida living. In addition there is a 3x Ring camera system manageable via cloud. For those dreaming of taking full advantage of Cape Coral’s waterways, the Gulf-access location puts the boating lifestyle within easy reach. With shopping, dining, schools, and everyday conveniences nearby, you’ll enjoy the perfect balance of peaceful waterfront living and accessibility. Want to make your move even easier? This exceptional home may be purchased furnished. Your waterfront lifestyle is waiting. Don’t miss the opportunity to make this Cape Coral gem your own and experience the best Southwest Florida living has to offer. Schedule your private showing today and come see why this could be the one you’ve been waiting for!

4404 SW 5th Avenue, Cape Coral
$50,000
2026039571 MLS
Discover your own slice of paradise with this stunning waterfront lot located in one of the newer areas of Northeast Cape Coral. Wake up to breathtaking sunrises and unwind with spectacular sunsets over the water. Enjoy convenient access to nearby golf courses, fantastic restaurants, and plenty of outdoor activities. For those who love to travel, US-41 and I-75 are just minutes away—making weekend getaways a breeze. Don’t miss this opportunity to build your dream home and start living the ultimate Southwest Florida lifestyle!

4143 NE 9th Avenue, Cape Coral
$199,000
2026038611 MLS
Seawall is IN PLACE, bypassing the lengthy marine permitting process! With this installation already completed, you eliminate a major out-of-pocket expense and shave months off your building timeline. Bring your vision to life on this spectacular, oversized waterfront lot boasting desirable Eastern exposure and panoramic wide canal views. Perfectly situated for boaters, this prime Gulf-access property positions you ideally for world-class fishing and island hopping in minutes with only one bridge to Matlacha Pass. This is the ultimate canvas on which to design a custom luxury estate. When you are not out boating, you're just minutes away from championship golfing, the vibrant Pine Island Corridor, and the quaint, colorful village of Matlacha—famous for fresh seafood restaurants and eclectic art galleries. Plus, effortless travel is at your fingertips with both RSW (Southwest Florida International Airport) and Punta Gorda Airport located nearby. This is an exceptional opportunity to build exactly what you want in a premier waterfront location.

1535 NW 36th Place, Cape Coral
$839,000
3 Beds ⋅ 3 Baths ⋅ 2026039266 MLS
***Lowest $/sqft for direct Gulf access pool home with 3 full bathrooms in South Cape! Seller is considering all offers. High and dry, zero flooding ever. Large open plan floorplan. Over 2,700sqft. Built in 2003 to strict hurricane codes keeping insurance premiums low. Only 10 minutes to open water***GULF ACCESS POOL HOME with expansive basin views, a 2,705 sq. ft. recently updated home offering 4 bedrooms and 3 full bathrooms, including two private en-suites, direct Gulf access, wide-basin water views, and a serene, private setting. High-elevation construction with no flooding history ensures peace of mind. The floor plan includes a formal dining room, family room, and an open living area adjoining the kitchen for effortless entertaining. Upgraded tile in main areas and carpeted bedrooms provide style and comfort. Tray ceilings with recessed lighting, a built-in speaker system, 16-foot soaring volume ceilings, and 8-foot sliding glass doors create an open, airy feel. Upgraded window treatments add a polished finish. The custom gourmet kitchen features a 10-foot granite island, generous table space, and a large sitting area, with double ovens, warming drawer, pot filler, and instant hot water. The family room includes a built-in media center with uplit bookcases and a fireplace that can heat the room. Rear windows offer unobstructed, long-distance views down the saltwater canal. The primary suite offers separate access, with the fourth bedroom available for use as a private office, and the second en-suite provides privacy. Multiple large closets with custom organizers provide abundant storage. An extra-large laundry room includes cabinetry, utility sink, and new extra-large Samsung washer and dryer. Other highlights include an extra-large hot water tank with expansion tank and one-year-old AC with 10-year transferable warranty and free biannual maintenance. Outdoors features a solar and electric heated pool with waterfall spa, remote controllable, an outdoor kitchen, and expansive lanai perfect for entertaining. The lanai and front door have remote-controlled hurricane shutters, plus roll-down screens and accordion shutters for full hurricane protection, with hard-wired generator ready. The pool also has a portable retractable cover. The waterfront includes a 10,000-lb boat lift with composite dock and Captain’s Walk, electric and water at dock, a negotiable jet ski, and direct sailboat access to open water (no bridges in under 15 minutes). The property sits on a premium basin canal lot with a seawall spanning the full width of the canal. The home also features an oversized 25' x 24' garage with 8-foot hurricane-proof door and custom storage, plus a stamped concrete circular driveway with professional landscaping. This property has been a successful AirBnB, offering excellent rental potential. With no HOA, generous water frontage, and a desirable basin location, this home offers an exceptional waterfront living opportunity.

1935 SE 26th Street, Cape Coral
$57,900
2026038464 MLS
SUNSHINE, WATER AND A BLANK CANVAS … THIS ONE IS READY FOR YOUR FLORIDA DREAM HOME! This CLEARED FRESHWATER CANAL LOT already has an EXISTING SEAWALL in place—one less major step between buying the land and bringing your plans to life. Even better, the SOUTHERN REAR EXPOSURE delivers abundant Florida sunshine across your future pool, lanai and waterfront outdoor living area throughout the day. Surrounded by BRAND NEW HOMES and other new home sites, this is an area where new construction is already taking shape and your future home can be part of it! If freshwater boating is on your wish list, there’s even more to love. From your own backyard, launch the boat, kayak, canoe or jet ski and explore MILES OF CONNECTED FRESHWATER CANALS AND NEARBY LAKES. Spend the afternoon cruising, fishing or simply enjoying the peaceful waterways that make Cape Coral such a unique place to call home. The lot is CLEARED AND READY TO BUILD, giving you the opportunity to create exactly what you want from the ground up. Design the home. Add the pool. Create the outdoor kitchen and waterfront lanai. Whether your vision is modern coastal, classic Florida or the perfect seasonal retreat, starting with vacant land means the choices are yours. NO HOA and few rental restrictions add flexibility whether you’re planning a primary residence, winter escape or investment property. You’ll also enjoy convenient access to shopping, restaurants, groceries and everyday necessities. Prefer saltwater boating and fishing? Several PUBLIC BOAT RAMPS throughout Cape Coral provide access to an entirely different side of the Southwest Florida boating lifestyle. Burnt Store Boat Ramp is just minutes away to salt water fishing and boating fun! Cape Coral is famous for its more than 400 miles of canals, and here the waterfront is literally in your backyard. When you’re ready for a day beyond the Cape, Fort Myers Beach and the beautiful islands of Sanibel and Captiva are within an easy drive. RSW International Airport and Punta Gorda Airport also make travel convenient for seasonal owners, visiting family and guests. The lot is located within the N4 UTILITY EXPANSION AREA. Buyer to assume future utility connection requirements, permits, impact fees and assessments associated with the City of Cape Coral Utility Expansion Project. Vacant waterfront property offers something an existing home simply can’t—the opportunity to build around YOUR priorities instead of someone else’s. And with the LOT ALREADY CLEARED, SEAWALL ALREADY IN PLACE, SOUTHERN EXPOSURE and BEAUTIFUL NEW HOMES going up nearby, you’re starting with some of the boxes already checked. No mandatory build time either! NOT IN A FLOOD ZONE … so NO FLOOD INSURANCE IS REQUIRED. BRING THE BLUEPRINTS. BUILD THE HOME. ADD THE POOL. LAUNCH THE BOAT. Then enjoy your own piece of waterfront Southwest Florida!

2408 NW 6th Terrace, Cape Coral
$1,349,900
4 Beds ⋅ 5 Baths ⋅ 2026039054 MLS
Set on a fully fenced triple lot along a freshwater canal with access to multiple lakes, this four-bedroom-plus-den, four-and-a-half-bath home combines modern design, functionality, storm protection and storage. Better than new, it features four ensuite bedrooms, a circular paver driveway, a four-car air-conditioned garage and outdoor living that feels like an extension of the home. A double-door entry opens to soaring ceilings, architectural details and a great room anchored by a four-panel, zero-corner pocketing slider. New Italian ceramic tile runs throughout, complemented by plantation shutters, linear A/C diffusers and accent lighting. The kitchen features a waterfall granite island, illuminated glass-front cabinetry, under-cabinet lighting, a wine cooler and a large butler’s pantry with an appliance counter. The dining area has an impressive wall of custom built-in cabinetry with illuminated glass-front displays and abundant concealed storage. The private primary wing has its own A/C zone and slider to the pool. Its bath offers an oversized tiled shower with multiple heads, a soaking tub and separate vanities. The custom walk-in closet has extensive built-ins and doubles as one of two hardened safe rooms on the property. Three additional bedrooms have private full baths, one of which also serves the pool. Open the sliders to an enormous under-truss lanai with an outdoor kitchen, built-in grill, sink, bar, beverage refrigeration, TV and Sonos audio. Beyond are the automated heated saltwater pool and spa, including colored lighting, which can be controlled from an included iPad or your phone. A terraced paver path winds past producing banana, avocado and citrus trees to a paver sitting area by the canal, with no home directly across the water. A 500-gallon propane tank and 22-kW Generac whole-home generator provide seamless automatic backup power. During Hurricane Ian, the system powered the property for approximately ten days without utility power. All utilities are in place, and the related assessments are paid in full. Power and internet lines are underground for added storm resilience. The impact windows and doors are supplemented by two remote-controlled Storm Smart shutters. A metal roll-down shutter protects the entry, while an oversized fabric shutter encloses the lanai and protects outdoor furnishings. Additional fill, retaining wall improvements and privacy fencing created large, level side yards. A double gate opens to a paver pad for RV or trailer storage with high-power electrical service. The insulated four-car garage has an epoxy floor and its own mini-split A/C. A large laundry room with newer washer and dryer, security cameras and select furnishings included with the home add to its appeal. With four ensuite bedrooms, extensive storm protection, a private waterfront setting and an enormous lanai, this home offers a rare combination of space, privacy and function.

2001 SW 2nd Terrace, Cape Coral
$1,595,000
4 Beds ⋅ 5 Baths ⋅ 2026038920 MLS
RARE TRIPLE-LOT WATERFRONT ESTATE | DIRECT SAILBOAT ACCESS | 2,396 SQ FT RV/BOAT GARAGE! A truly unique opportunity in desirable SW Cape Coral! Situated on an expansive 3-Lot Site at the end of a canal, this impressive 2-story home offers 3,757 sq ft of living space, exceptional waterfront amenities, and a garage setup that is almost impossible to find! THE ULTIMATE GARAGE FOR CAR COLLECTORS, BOATERS & RV ENTHUSIASTS! In addition to the attached 2-car garage, a MASSIVE 2,396 SQ FT AIR-CONDITIONED GARAGE features a 14' RV door, additional 10' overhead door, can accommodate up to 10 vehicles or multiple RV’s, CAR LIFT, commercial-grade air compressor, workshop, and half bath. Whether you're storing your RV, boat, classic cars, or recreational toys, this extraordinary space offers endless possibilities! Boating enthusiasts will appreciate DIRECT GULF ACCESS WITH NO BRIDGES, a COMPOSITE DOCK spanning the full width of the canal, CAPTAIN'S WALK, and 20,000 LB BOAT LIFT. The waterfront deck provides plenty of room to relax and enjoy the views. Designed for both entertaining and everyday living, the home features a dramatic 2-story entry, soaring vaulted ceilings, and a spacious great room with POCKETING SLIDERS opening to the large pavered lanai. Enjoy a RESORT-STYLE POOL & SPA with rock waterfall features, generous lounging areas, and beautiful canal views. Inside, a wet bar, dedicated dining room, and spacious kitchen with granite countertops, stainless steel appliances, and TWO PANTRIES make entertaining a breeze. The FIRST-FLOOR PRIMARY SUITE offers a private retreat with French doors opening to a secluded SOUTH-FACING PATIO and PRIVATE ABOVE GROUND SPA, plus an ensuite bath with dual vanities, soaking tub, walk-in shower, and generous walk-in closet. Two additional flexible rooms on the main level provide options for a home office, fitness room, or additional living space. Upstairs, THREE GUEST BEDROOMS, a Jack-and-Jill bath, and an oversized storage closet provide plenty of room for family and guests. Major improvements include a NEW TILE ROOF (2023), exterior paint (2023), interior paint (2025), a 26KW WHOLE-HOUSE GENERATOR with buried 500-gallon propane tank, and extensive SMART HOME AUTOMATION. Additional features include WiFi-controlled hurricane shutters, advanced security, upgraded LED lighting, and an automated irrigation system. A huge CIRCULAR PAVER DRIVEWAY, extensive paver walkways, and beautifully maintained grounds complete this exceptional property. A rare combination of SPACE, STORAGE, BOATING, and WATERFRONT LIVING in one remarkable SW Cape Coral property! Don’t let this one slip away! Secure your “Piece of Paradise” today!

907 SW 51st Terrace, Cape Coral
$2,499,000
4 Beds ⋅ 4 Baths ⋅ 2026038762 MLS
The pinnacle of waterfront luxury awaits in this newer-construction, move-in ready 4-bedroom, 3.5-bathroom custom estate. Perfectly positioned at the end of a quiet cul-de-sac just off prestigious Surfside Boulevard, this architectural masterpiece sits on an oversized, direct Gulf-access lot. Built for a refined, turn-key lifestyle, the home showcases a sprawling open floor plan beneath soaring 12-foot custom ceilings with high-end upgrades at every turn. The Owner’s Sanctuary: The primary suite serves as a private oasis, pairing tranquil water views with dual custom walk-in closets. The spa-like ensuite features a deep soaking tub and a massive, meticulously tiled walk-in shower. The Culinary Experience: Epicureans will marvel at the gourmet chef's kitchen. It comes fully equipped with premium Wolf cooking appliances, a spectacular integrated island, and a hidden pantry room—ingeniously designed with a second refrigerator and a direct-from-garage grocery pass-through door. The Indoor-Outdoor Oasis: Designed for seamless entertaining, innovative zero-corner pocketing sliders disappear entirely, blending the interior with a magnificent outdoor retreat. This space features a full outdoor kitchen, automated saltwater pool and spa, and elegant shell stone flooring—all framed by unforgettable, unobstructed sunset views. A Boater & Car Enthusiast's Paradise: Boaters will appreciate the private dock and a massive, 245-foot wrap-around seawall ready to accommodate multiple large vessels. For the automotive collector, the 27’+ deep, temperature-controlled 3-car garage features soaring ceilings perfect for a car lift, epoxy floors, insulated 9-foot doors, and dual EV power outlets. Advanced Infrastructure: No detail was overlooked in the structural integrity and efficiency of the home. Premium features include impact-resistant glass, spray foam insulation, a flat tile roof, motorized window blinds, a dedicated storage room, and a buried 500-gallon LP tank. Best of all, all assessments are in and fully paid. Privacy is key with nothing but water and protected preserves from all exterior living areas on this rare intersecting spreader view location. Don't miss your chance to live the ultimate coastal dream in an elegant, meticulously crafted home that masterfully balances high refinement with everyday comfort. Your exceptional lifestyle starts here.

2939 SW 28th Lane, Cape Coral
$1,225,000
3 Beds ⋅ 3 Baths ⋅ 2026038603 MLS
This is the kind of home that makes you stop the second you walk through the door. The ceilings soar. The water immediately pulls your eye outside. The scale, the light, the finishes, the furnishings, the view, everything feels intentional. This is not simply a furnished home. It is a fully curated, designer finished retreat where every room feels complete, elevated and effortlessly put together. This 2021 built Cape Coral waterfront home offers 3 bedrooms, 3 full baths, a den, 2,249 square feet and a 3 car garage, but the numbers only tell part of the story. The real experience begins when the 90 degree zero corner sliders disappear and the great room opens completely to the lanai, pool and expansive water beyond. With no fixed post interrupting the view, the transition from inside to outside is dramatic and seamless, creating the feeling of your own private luxury resort. Out back, the home becomes something special. The oversized saltwater pool, picture screen enclosure, coral stone pool deck, covered lanai, outdoor kitchen and wide open water views create a setting that feels peaceful, private and completely removed from the everyday. Morning coffee feels different here. Sunset cocktails feel different here. Even doing absolutely nothing feels like an event. Positioned at Cape Coral’s Northwest Spreader, the property offers no bridge sailboat Gulf access along with an oversized dock, captain’s walk, seawall and 10,000 pound boat lift. For boaters, this is exactly the kind of waterfront lifestyle people come to Cape Coral looking for. Inside, the home continues to deliver with 12 and 13 foot ceilings, a dramatic coffered great room ceiling, custom cabinetry, waterfall porcelain kitchen surfaces, GE Café appliances, 24 x 48 porcelain tile, impact windows and doors, plantation shutters, an oversized primary shower, whole house reverse osmosis system, upgraded lighting and plumbing fixtures and a metal roof. And then there is the design. The home is offered fully furnished and turnkey with high end, interior designer selected furnishings and decor throughout. No pieced together vacation rental furniture. No shortcuts. Every room has been thoughtfully curated so the entire home feels cohesive, sophisticated and finished from the moment you walk in. It has also previously operated as a successful vacation rental, giving the next owner flexibility whether the goal is a full time Southwest Florida residence, seasonal escape or investment property. This is not just another Cape Coral pool home on the water. It feels like checking into a five star resort and realizing the entire place is yours. Water. Boating. Privacy. Design. Sunshine. And absolutely nothing left to do except arrive.

4327 NW 22nd Street, Cape Coral
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